Our Qualifications

Marlo W. DeMoss is an accomplished financial professional.  She is a Certified Public Accountant, a Florida-licensed health and life insurance agent and has earned her Certified Financial Planner™ certification. Marlo earned her Bachelor’s of Science degree, with honors, in Accounting from Auburn University and completed the required Master’s courses at the University of South Florida for her CPA certification. 

Marlo has more than 20 years executive level experience at major banks in Charlotte, NC, and at KPMG Peat Marwick in Tampa.  She is licensed to sell securities in Florida, Georgia and South Carolina as a registered representative of Cambridge Investment Research, Inc.  And is also an Investment Advisor Representative with Cambridge Investment Research Advisors, Inc.

A long-time resident of the Florida Keys, she is active in numerous civic and professional organizations including Leadership Monroe - Class Eleven, Upper Keys Rotary Club, Upper Keys Century Business and Professional Women, American Association of Health Insurance Advisors, and both the National and Florida Association of Insurance and Financial Advisors.


 

Jeanine Stelzner, Senior Account Executive, was born in England and graduated with a Bachelor of Science degree with honors in Chemistry, Mathematics and Computing from Durham University. She started her career in London with Coopers & Lybrand Chartered Accountants, later moving into the computer consultancy field, specializing in financial and insurance market sectors. She became head of the Banking Division for a computer consultancy firm before moving to the USA after she married an American. She is now a naturalized American Citizen. Jeanine has spent the last 15 years in financial planning and investment services here in South Florida, working for a major nationwide financial services and brokerage company before joining DeMoss Financial in 2011.

Drawn here originally by the diving, she and her husband Kurt have lived in the Florida Keys since 1993. Jeanine is involved in many community programs and is a volunteer for the Key Largo State parks service.


 

Tina Wyatt, Account Manager, is a Florida licensed health and life insurance agent. She has more than 20 years of experience in the medical profession and uses this experience to assist her clients with insurance related matters.  Through her experiences and and training, Tina understands complicated insurance matters.  She strives to help clients understand issues and maneuver through the maze of the health insurance industry.

Tina has lived in the Florida Keys since 1978. She is actively involved in the community as a Girl Scout Troop leader and a soccer coach with the Upper Keys Athletic Association.  


 

Dixie Brandon, Client Services Representative, is a Florida licensed 4-40 customer service representative, and handles customer service related issues for the firm.  She has more than 30 years of experience in the insurance industry. Dixie began her insurance career in 1984 and has worked for various local agencies.  She is dedicated to quality customer service and stays current on insurance issues with her continuing education licensure requirements.

Dixie has lived in the Florida Keys since 1971 and is a member of San Pedro Catholic Church and lives in Tavernier with her husband Robert.


 

 

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Office Location

Marlo W. DeMoss, CPA, CFP®

89015 Overseas Highway
Suite 3
Tavernier, FL 33070
ph: 305.664.0034
fax: 305.664.0134

News

Financial and Economic Brief - June 27, 2017

• Fed Policy to Tighten? - The indication of improving private creditworthiness, with the narrowing of credit spreads, along with record stock prices and falling bond yields, “could” inspire the Fed to continue tightening U.S. economic policy.

• U.S. Stocks and Oil Stalling - U.S. stocks trimmed gains on Monday, as technology stocks and oil prices “stalled.”

• China Opening to More Foreign Investors - U.S. investors will soon have access to the MSCI, a leading global index provider, which includes 222 Chinese stocks (A shares) in its emerging-markets stock index.

Financial and Economic Brief - June 20, 2017

• Home Construction Slowing - According to the U.S. Commerce Department, housing starts fell 5.5% in May to a seasonally adjusted annual rate of 1.09 million units.

• Foreign Stock Funds on the Rise - The most popular category of foreign stock funds returned an average of 14.9% this year and funds that focus on stocks from China and other emerging markets have returned 18.1%.

• Oil Prices Steady, For Now - Oil prices have steadied, after rising production in the U.S., Libya and Nigeria over the past month, which has “taken the edge off” an OPEC-led initiative to cut production.

Financial and Economic Brief - June 13, 2017

• Wholesale Inventories Slip - According to the U.S. Commerce Department, wholesale inventories dropped 0.5% in April.

• Gymboree Files for Bankruptcy - Gymboree, a children's clothing retailer, announced it reached an agreement with lenders that will allow it to stay open as it begins a restructuring process.

• Tech Stocks Fall - Technology stocks fell across Europe and Asia, and were set to fall again on Wall Street after the worst day for Apple (AAPL.O) shares in over a year.

Financial and Economic Brief - June 6, 2017

• May Jobs Numbers Lower Than Expected - Overall, there was “weak hiring and sluggish wage growth” in May. There were 138,000 jobs added, and average hourly wages rose just 2.5% on an annual basis.

• Yuan Rises Against Dollar - The yuan rose 0.5% against the dollar on Thursday, bringing its progress in the past four trading days to 1.2%.

• New Factory Orders Drop - According to the Commerce Department, new orders fell in April for the first time in five months.

Financial and Economic Brief - May 30, 2017

• Aggressive Rate Hikes to Come? - According to Dallas Fed President Robert Kaplan, there may be a “fairly aggressive path of rate hikes coupled with reductions in the central bank's balance sheet” for the rest of 2017.

• May Jobs Report Due This Week - Several economic reports are due this week with particular focus on the May employment report, which will show whether the job market was able to maintain its upswing.

• Oil Oversupply Worries - Oil prices fell on worries that cuts to oil output by the world's big exporters may not be enough to deplete a global glut that has depressed the market for almost three years.

Financial and Economic Brief - May 23, 2017

• U.S. Stocks Rise - The Dow Jones industrial average rose about 100 points, the S&P 500 rose 0.4%, and the Nasdaq composite grew half a percent.

• Changing Leadership at Ford Motors - Ford Motors fired CEO Mark Fields because of the company’s falling stock price, down 37% since July 2014, and uncertainty about the future.

• Import Taxes on Sugar - China recently announced that it will impose “hefty penalties” on sugar imports.