Our Qualifications

Marlo W. DeMoss is an accomplished financial professional.  She is a Certified Public Accountant, a Florida-licensed health and life insurance agent and has earned her Certified Financial Planner™ certification. Marlo earned her Bachelor’s of Science degree, with honors, in Accounting from Auburn University and completed the required Master’s courses at the University of South Florida for her CPA certification. 

Marlo has more than 20 years executive level experience at major banks in Charlotte, NC, and at KPMG Peat Marwick in Tampa.  She is licensed to sell securities in Florida, Georgia and South Carolina as a registered representative of Cambridge Investment Research, Inc.  And is also an Investment Advisor Representative with Cambridge Investment Research Advisors, Inc.

A long-time resident of the Florida Keys, she is active in numerous civic and professional organizations including Leadership Monroe - Class Eleven, Upper Keys Rotary Club, Upper Keys Century Business and Professional Women, American Association of Health Insurance Advisors, and both the National and Florida Association of Insurance and Financial Advisors.


 

Jeanine Stelzner, Senior Account Executive, was born in England and graduated with a Bachelor of Science degree with honors in Chemistry, Mathematics and Computing from Durham University. She started her career in London with Coopers & Lybrand Chartered Accountants, later moving into the computer consultancy field, specializing in financial and insurance market sectors. She became head of the Banking Division for a computer consultancy firm before moving to the USA after she married an American. She is now a naturalized American Citizen. Jeanine has spent the last 15 years in financial planning and investment services here in South Florida, working for a major nationwide financial services and brokerage company before joining DeMoss Financial in 2011.

Drawn here originally by the diving, she and her husband Kurt have lived in the Florida Keys since 1993. Jeanine is involved in many community programs and is a volunteer for the Key Largo State parks service.


 

Tina Wyatt, Account Manager, is a Florida licensed health and life insurance agent. She has more than 20 years of experience in the medical profession and uses this experience to assist her clients with insurance related matters.  Through her experiences and and training, Tina understands complicated insurance matters.  She strives to help clients understand issues and maneuver through the maze of the health insurance industry.

Tina has lived in the Florida Keys since 1978. She is actively involved in the community as a Girl Scout Troop leader and a soccer coach with the Upper Keys Athletic Association.  


 

Dixie Brandon, Client Services Representative, is a Florida licensed 4-40 customer service representative, and handles customer service related issues for the firm.  She has more than 30 years of experience in the insurance industry. Dixie began her insurance career in 1984 and has worked for various local agencies.  She is dedicated to quality customer service and stays current on insurance issues with her continuing education licensure requirements.

Dixie has lived in the Florida Keys since 1971 and is a member of San Pedro Catholic Church and lives in Tavernier with her husband Robert.


 

 

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Office Location

Marlo W. DeMoss, CPA, CFP®

89015 Overseas Highway
Suite 3
Tavernier, FL 33070
ph: 305.664.0034
fax: 305.664.0134

News

Financial and Economic Brief - May 23, 2017

• U.S. Stocks Rise - The Dow Jones industrial average rose about 100 points, the S&P 500 rose 0.4%, and the Nasdaq composite grew half a percent.

• Changing Leadership at Ford Motors - Ford Motors fired CEO Mark Fields because of the company’s falling stock price, down 37% since July 2014, and uncertainty about the future.

• Import Taxes on Sugar - China recently announced that it will impose “hefty penalties” on sugar imports.

Financial and Economic Brief - May 16, 2017

• NY Manufacturing Drops in May - According to the Federal Reserve Bank of New York, manufacturing in New York State dropped for the first time in seven months to minus 1 in May, from 5.2 in April (a reading below zero is an indication of contraction).

• Energy Ministers Agree to Extend Cuts - The energy ministers of Saudi Arabia (OPEC) and Russia (non-OPEC) recently met and agreed to do “whatever it takes to achieve the desired goal of stabilizing the market.”

• U.S. China Beef Deal - President Trump and his trade team took steps to clear two trade disputes with China that have negatively affected the U.S. livestock business for years.

Financial and Economic Brief - May 9, 2017

• Interest Rate Hikes “On Track” - Cleveland Federal Reserve President, Loretta Mester, said that the U.S. Federal Reserve has met its employment goal (unemployment was 4.4% in April) and has almost reached its inflation goal (2%), despite some recent “weak” economic data, so it should continue raising interest rates.

• Sinclair Acquires Tribune Media Co. - The largest U.S. broadcaster, Sinclair Broadcast Group, is set to acquire Tribune Media Co., in an almost $4 billion deal.

• S&P 500 and Nasdaq Down - Monday the S&P 500 and the Nasdaq Composite fell after reaching record highs.

Financial and Economic Brief - May 2, 2017

• Sustained 3% Growth Not Likely - According to former Federal Reserve Chairman Ben Bernanke, the U.S. economy is doing well but may not meet the ambitious growth expectations of President Donald Trump.

• Factory Growth Slows, Inflation Measure Drops - Ahead of the Fed’s policy meeting this week, several “weak” reports came in: U.S. factory activity slowed in April to a reading of 54.8, consumer spending was flat in March and a key inflation measure dropped, but even with the slower growth economists still expect an interest rate increase in June.

• U.K. Growth Falls to 0.3% - According to the Office of National Statistics, there was slower growth in the U.K. in Q1 because of weaker retail sales and lower spending on key consumer items.

Financial and Economic Brief - Apr. 25, 2017

• U.S. Gas Prices Rise - According to the Lundberg Survey, the average price of a gallon of gas rose 3 cents in the past two weeks, to $2.46.

• Weak Q1 Growth Expected - New home sales were unusually strong in January and February, but such gains typically mean an “offsetting retreat” lies ahead.

• Wall Street Rises after French First Round - After the first round of the French election results came in, the Nasdaq hit a record high on Monday, with other indexes also rising.

Financial and Economic Brief - Apr. 18, 2017

• U.S. Producer Prices Fall - According to the Labor Department, U.S. producer prices fell in March 0.1% for the first time since August.

• U.S. Dollar Drops - The U.S. dollar dropped 0.7%, after President Trump told the Wall Street Journal that the dollar is “getting too strong.”

• Wells Fargo Flat Q1 - Wells Fargo reported flat first-quarter profits amid larger costs and lower mortgage banking income as the bank continued to move beyond its issues over unauthorized customer accounts.